Trump Announces $1,000 Newborn Investment Accounts

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Do you struggle with debt? Do your kids wrestle with affording college? Do you wonder if you can help your child become financially stable in an unstable and impoverished world? In Washington, D.C., President Trump has recently announced “one of the most transformative policy innovations of all time” as a solution to this problem.

Starting on July 4th, 2026, the U.S. Treasury will deposit $1,000 into stock market investments for babies born during this “Trump term.” The money will be available for withdrawal as soon as the child’s 18th birthday, enabling them to help pay for college, a car, a condo, or needed adulting expenses.

Coined as “Trump Accounts,” Trump’s goal is to help the next generation stay ahead and get ahead in a world starkly impacted by poverty and homelessness. Instead of the American Dream being impossible, he believes these accounts will give every newborn American child a fair shot at obtaining financial security.

In addition to the $1,000 investment, parents, churches, and friends can also contribute up to $5,000 each year into the same accounts. Local companies, such as JPMorgan Chase, Bank of America, Uber, SoFi, and Intel, have also promised to match the federal contribution for their employees' children. Employers may contribute up to $2,500 per year per employee. Combined, these accounts may grow to past $300,000 per child, when used correctly, stabilizing them for a financially secure future.

Parents and guardians who are interested in establishing these accounts can do so by filling out an IRS Form 4547 when filing their taxes. According to Secretary Scott Bessent, as of Wednesday, January 28th, over 600,000 families have enrolled. It’s predicted that more than 25 million will eventually participate in these Trump Accounts.

As KBTX News reports, “Every president in modern history has left our children with nothing but debt,” Trump said. “But under this administration, we’re going to leave every child with real assets and a shot at financial freedom.”

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Amber Ginter is a teacher-turned-author who loves Jesus, her husband Ben, and granola. Growing up Amber looked for faith and mental health resources and found none. Today, she offers hope for young Christians struggling with mental illness that goes beyond simply reading your Bible and praying more. Because you can love Jesus and still suffer from anxiety. You can download her top faith and mental health resources for free to help navigate books, podcasts, videos, and influencers from a faith lens perspective. Visit her website at amberginter.com.